Loan against the value of your locked-in assets.
Loan against the value of your locked-in assets.
Fuels makes it possible to build long-term and invest short-term – at the same time. Borrow EUR 200,000–5,000,000 secured by the value of your assets. Unlisted shares. Listed shares. Real estate interests. Partnership stakes.
What do I do when I’m rich, and poor – at the same time?
We meet many people in exactly this situation. They have built significant value through ownership, investments or long careers, yet find themselves constrained. Paper rich, cash-poor. The value is there, but the timing is off. Meanwhile, life continues outside the office – family, home, opportunities.
Who are we for?
Common asset types:
Could fuels be right for you?
A private investor
waiting for the
right moment to sell.
Unlisted holdings | Listed shares | Real estate interests
A portfolio of strong assets – large on paper, limited in liquidity. What they need is flexibility between transactions.
A key contributor whose
ownership is tied up in a
partner structure.
Partnership units | Equity programs
Ownership that builds long-term stability, yet restricts short-term liquidity when timing matters.
An entrepreneur with
most of their value
locked into the business.
Founder shares | Holdings in operating companies
Long-term upside, short-term pressure. Value is compounding in the company, but not available day-to-day.
An investor with multiple
illiquid positions across
funds and ownership
structures.
Fund commitments | GP/LP stakes | Co-investments
Long-term return potential combined with short-term capital calls. Strong underlying value, limited liquidity.
A private investor
waiting for the
right moment to sell.
Unlisted holdings | Listed shares | Real estate interests
A portfolio of strong assets – large on paper, limited in liquidity. What they need is flexibility between transactions.
A key contributor whose
ownership is tied up in a
partner structure.
Partnership units | Equity programs
Ownership that builds long-term stability, yet restricts short-term liquidity when timing matters.
An entrepreneur with
most of their value
locked into the business.
Founder shares | Holdings in operating companies
Long-term upside, short-term pressure. Value is compounding in the company, but not available day-to-day.
An investor with multiple
illiquid positions across
funds and ownership
structures.
Fund commitments | GP/LP stakes | Co-investments
Long-term return potential combined with short-term capital calls. Strong underlying value, limited liquidity.
A private investor
waiting for the
right moment to sell.
Unlisted holdings | Listed shares | Real estate interests
A portfolio of strong assets – large on paper, limited in liquidity. What they need is flexibility between transactions.
A key contributor
whose ownership is
tied up in a partner
structure.
Partnership units | Equity programs
Ownership that builds long-term stability, yet restricts short-term liquidity when timing matters.
An entrepreneur
with most of their
value locked into
the business.
Founder shares | Holdings in operating companies
Long-term upside, short-term pressure. Value is compounding in the company, but not available day-to-day.
An investor with
multiple illiquid
positions across
funds and ownership
structures.
Fund commitments | GP/LP stakes | Co-investments
Long-term return potential combined with short-term capital calls. Strong underlying value, limited liquidity.
A private investor
waiting for the
right moment to sell.
A portfolio of strong assets – large on paper, limited in liquidity. What they need is flexibility between transactions.
A key contributor
whose ownership is
tied up in a partner
structure.
Partnership units | Equity programs
Ownership that builds long-term stability, yet restricts short-term liquidity when timing matters.
An entrepreneur
with most of their
value locked into
the business.
Founder shares | Holdings in operating companies
Long-term upside, short-term pressure. Value is compounding in the company, but not available day-to-day.
An investor with
multiple illiquid
positions across
funds and ownership
structures.
Fund commitments | GP/LP stakes | Co-investments
Long-term return potential combined with short-term capital calls. Strong underlying value, limited liquidity.
We schedule a meeting.
Fill in the form and we’ll reach out for an initial conversation, discreet and without commitment.
We tailor a solution.
We return with a concrete financing proposal adapted to your situation within a few days.
We disburse the loan.
After a swift and effective credit decision, agreements are signed and the loan is paid out.
How it works.
We schedule a meeting.
Fill in the form and we’ll reach out for an initial conversation, discreet and without commitment.
We tailor a solution.
We return with a concrete financing proposal adapted to your situation within a few days.
We disburse the loan.
After a swift and effective credit decision, agreements are signed and the loan is paid out.
Today’s possibilities should match tomorrow’s potential.
Today’s possibilities
should match tomorrow’s
potential.
There are people who build value that isn’t immediately visible. They invest time, capital and expertise to create something that lasts, whether it’s building companies, managing larger assets or stewarding capital that stretches across generations. They work with a long horizon. And they make it possible for others to grow.
Yet while they create stability and value for many, their own assets are often locked into structures, shares or the ownership models they’ve chosen. Values that look impressive on paper, but are difficult to access when life’s possibilities don’t wait. Fuels changes that.We unlock value without disturbing what you are building for the long term. By understanding the full ownership picture, identifying patterns and applying AI and financial intelligence, we make it possible to act when the timing is right, without selling too early and without compromising tomorrow’s potential.
It’s not about thinking bigger. It’s about living with more freedom, where today’s possibilities are just as accessible as tomorrow’s goals.
Same challenges, different needs.
The same challenges,
different needs.
What do I do when the round is open but the bank is closed?
When a new investment opportunity opens up, you need capital here and now, not after a sale sometime in the future. Opportunities rarely run on a fixed timetable. You have to get on the bus when it arrives.
Where is the family all-inclusive when the companies require all-in?
Sometimes the company demands all your focus, but life does too. A trip, a home, your children’s education or simply time with people who aren’t colleagues and KPIs.
Do I need to make an exit just to afford a bus ticket?
A new funding round is underway. You want to maintain your ownership to avoid further dilution. Capital is needed to participate in the round, but the bank shows no interest.
Frequently Asked Questions
Here are some common questions and answers on how we balance what you need now, with what you want to achieve in the long term.
About us
Flexible financing
secured by shares.
Eriksbergsgatan 31 114 30 Stockholm
Fuels är ett varumärke inom 0TO9 AB (556976-4110). Verksamheten bedrivs genom 0TO9 AB som är ett kreditmarknadsbolag med tillstånd att driva finansieringsrörelse enligt lagen (2004:297) om bank- och finansieringsrörelse.